Wonderful post! I noted the f-bomb, too, which appears prominently when I shared this on face---k.

I'm not offended by the language, but I'd like to share this with Mom and Dad (I kid you not) to explain why I prefer independent consulting.

Would you be willing to edit that one word so "Great-Grandma" doesn't have a coronary?

Just don't replace it with frak. I hate that goram silliness.

Thanks!