Rands... I think us power users sometimes forget.. all our mothers need to do is make text bold, underline, italic, different sizes, different fonts, and print it.

The 37 Signal's new app Writeboard is halfway there to a simple online text-editor. It has versioning(diffs) (which is only slightly different than saving, and could easily be changed in the UI to act exactly like saving). The only thing they don't do is sizes/fonts, or wysiwig B/I/U functionality.

I'm just hear to point out the low-end entry point. We don't need macro's, mail-merges, templating, for 80% of people. I know I rarely ever use any of them at home, and only one of them at work.